Smart Transfer
Money Transfer Without Borders
International and domestic peer-to-peer payments through the mobile phones and social media apps you already use.

Overview
Smart Transfer facilitates international and domestic peer-to-peer payments through mobile phones and social media apps, using digital ledger technology to move money quickly and securely between people — without borders getting in the way.
What Smart Transfer does
Peer-to-peer
Send money directly between people, person to person, without intermediaries in the middle.
International & domestic
Move money across borders or within the country from the same app.
Through apps you use
Transfer via mobile phones and the social media apps already on your phone.
Digital ledger technology
Built on digital ledger technology for secure, traceable transfers.
Mobile-first
Designed for the phone in your pocket — no branch visit required.
Social & simple
Sending money feels as easy as sending a message.
How it works
Connect
Open Smart Transfer through your mobile or social app.
Send
Choose a recipient and send money — domestic or international.
Settle
Digital ledger technology settles the transfer securely.